Apply IndianOil Citi Platinum Card...

IndianOil Citi Platinum Credit Card

If most of your day is spent commuting and getting from one place to the other, consider getting the IndianOil Citi Platinum Credit Card. With this, you can easily save on your fuel costs and moreover, using this card is one way by which you can earn free fuel.

Key Highlights of IndianOil Citi Platinum Card

  • Get up to 71 litres of fuel free every year.
  • Earn up to 4 Turbo Points on all spends.
  • Redeem Turbo Points for free fuel or gift vouchers from various brands.
  • Enjoy a waiver on the annual fee (Rs.1,000), when you spend a minimum of Rs.30,000 p.a.

Benefits & Features of IndianOil Citi Platinum Card

  • Get 4 Turbo Points for every Rs.150 spent on fuel at authorised IndianOil outlets across India. This adds up to savings of 2.67% on the fuel purchased.
  • 4 Turbo Points per Rs.150 spent is capped at Rs.10,000 per transaction or 267 Turbo Points. Transactions higher than Rs.10,000 will not earn any Turbo Points.
  • Enjoy complete waiver on fuel surcharge.
  • 1 Turbo Point is worth Rs.1 of fuel.
  • Get 2 Turbo Points per Rs.150 spent at supermarkets and on groceries.
  • Turbo Points earned on daily spends is capped at Rs.5,000 per month. This means that you can earn a maximum of 67 points per month on your daily spends.
  • Get 1 Turbo Point per Rs.150 on all other spends.
  • Turbo Pints do not expire, so you can redeem them whenever you please.
  • Enjoy contactless payment facilities at terminals which accept contactless cards.
  • No need to enter your PIN for transactions up to Rs.2,000 in India.
  • Enjoy access to Citi's concierge service by calling 1800 114 999.
  • With Citi's dining privileges, you can save up to 15% at selected restaurants.

IndianOil Citi Platinum Credit Card Limit

The credit limit (the amount beyond which you cannot use your card for any type of transaction without incurring a fine) will be notified to you by the bank at the time of issuance of the card. This limit can be changed from time to time.
In cases where your income has increased, you can always request the bank for a credit limit increase. The increase in your credit limit is at the bank's discretion.

Latest Offer Benefits

Your credit card is the key to a door of travel, dining, retail, and lifestyle offers. Here are a few of them:

Offer 1: Get up to 15% Cashback on Duty-free Shopping

Ongoing Offer

What You Get

Up to 15% cashback when you shop at duty-free stores in Chennai, Mumbai, and Kolkata international airport. The 15% cashback is valid on pre-orders made and a minimum transaction value of Rs.4,000. This cashback is also applicable on purchases made at luxury and fashion stores. All other duty-free shopping gets you cashback of 10%.

Offer 2: 25% Cashback on Swiggy

Expiring on 28 June 2019

What You Get

Get flat 25% cashback up to Rs.200 on your Swiggy order. This offer is applicable only on orders placed on Fridays. To enjoy the cashback, use the code 'CITIFOODIES' at checkout.

Offer 3: Up to 25% Cashback on International Flights

Expiring on 29 June 2019

What You Get

Get 25% cashback on international flight bookings made on MakeMyTrip. The minimum booking amount is Rs.15,000 and the maximum cashback is Rs.10,000.

Offer 4: Get 2 Movie Tickets at the Price of 1 on Paytm

Expiring on 28 June 2019

What You Get

Book your movie tickets on the Paytm website or app and use the code 'CITIFRIDAY' to get 2 tickets at the price of one.

Offer 5: Enjoy EMI Offers

Ongoing Offer

What You Get

Buy now and pay later in comfortable monthly instalments with easy EMI offers when you make a purchase with your Citi credit card on sites such as Flipkart and MakeMyTrip among others.Like with all offers, make sure you read the terms and conditions before swiping your card.

Rewards Points Benefits of IndianOil Citi Platinum Card

As mentioned earlier, you can earn up to 4 Turbo Points per Rs.150 that you spend on fuel at selected IndianOil outlets. You also get 2 Turbo Points for every Rs.150 that you spend on groceries and at department stores.
Moreover, since your Turbo Points do not expire, you can accumulate them and redeem them for free fuel or lifestyle, dining, shopping, and travel vouchers. Alternatively, you can even convert your points to air miles if you are a member of either Air India or Jet Airways' frequent flyer programme.
If you wish to, you can also adjust your points against the outstanding amount on your card. The transactional value of each Turbo Point, in this case, will be Rs.0.35.

How to Redeem Your Reward Points

There are four ways to redeem the points you earn on your IndianOil Citi Platinum Credit Card.The first is an instant redemption. This can be done at any participating fuel outlets in India. This redemption needs to be done over the counter at the time of payment. You can also redeem your points instantly on Vodafone, Indigo, MakeMyTrip, and Yatra among other partners.

The second way to redeem your points is to log on to Citibank's web page for redemption and choose a product or service from their rewards catalogue. Once you select the product you wish to purchase, put in your card details. Once it has been validated, an alert will be sent to your phone regarding the dispatch of the selected item within four business days.The next way is to convert your points to air miles. Each Turbo Point you transfer will give you 0.75 air miles.
If you would rather get cashback, you can redeem your points for cashback as well. Each point gives you Rs.0.35 as cashback.

Fees & Charges of IndianOil Citi Platinum Card

ParticularsFee
Joining feeWill be communicated to you at the time of application
Annual feeRs.1,000 (waived on annual expenditure of Rs.30,000)
Interest rate3.25% per month (39% p.a.)
Supplementary card feeNil
Cash withdrawal fee2.5% of the amount withdrawn at ATMs in India (subject to a minimum of Rs.500) and $7.50 at ATMs overseas.

Eligibility & Documentation of IndianOil Citi Platinum Card

To apply for this card, you need to be an Indian citizen and at least 18 years old. The documents required are:

  • One passport size photograph (colour)
  • Your signature on a consent form
  • Any one of the following as address proof and photo ID proof:
    • Valid Indian Passport
    • Voter's ID Card
    • NREGA issued job card which is signed by a State Government officer
    • Driving license
    • Aadhaar card or E-aadhaar

How to Apply for This Card Online

Apply for this card on Creditupchar by following these steps:

  • Check your eligibility by selecting the 'Check Eligibility' button.
  • Once you have completed this step, you can click the 'Apply' button and follow the steps to complete your application.
  • Hit 'Submit' once you are done.

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