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IDFC Bank Home Loan Schemes

IDFC is one of the leading banks in India that offers attractive financial services and products. The home loans offered by this bank come with great flexibility and innovation. The home loan offers you the upfront money that you need to buy the house that you always wanted. You can avail these loans at lucrative rates of interest.

Simple Home Loan

Key HighlightsInterest Rate
  • Loans of up to Rs.10 crore
  • Competitive interest rates starting from 8.90% p.a.
  • Pay only the interest amount during the under-construction period
  • Flexible tenures of up to 30 years
  • 8.90% p.a. to 9.10% p.a.
  • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
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Short & Sweet Home Loan

Key HighlightsInterest Rate
  • Loans of up to Rs.10 crore
  • Financing of up to 85% of the total property value
  • Save on interest by depositing funds in the loan account
  • Withdraw amount whenever you need
  • 10% p.a. to 10.20% p.a.
  • 10.50% p.a. to 10.80% p.a. (with Short & Sweet facility)
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Booster Home Loan

Key HighlightsInterest Rate
  • Loans of up to Rs.75 lakh
  • Flexible tenures of up to 30 years
  • No principal amount payments required initially
  • 8.90% p.a. to 9.10% p.a.
  • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
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Max Saver Home Loan

Key HighlightsInterest Rate
  • Loans of up to Rs.10 crore
  • Save on interest by parking excess funds
  • Withdraw money whenever you need
  • Insurance facility available
  • 8.90% p.a. to 9.10% p.a.
  • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
Check Eligibility

Use Creditupchar IDFC Home Loan EMI Calculator to Know Your EMI

With the growing popularity of online EMI (Equated Monthly Instalment) calculators, it has become much easier to compute your monthly instalments. Also, it’s recommended that you calculate your EMI and processing fee beforehand so that you can compare different home loan schemes offered by various financial institutions. It will also help you manage your finances in a better way.

In order to do that, you can use Creditupchar Deutsche Bank Home Loan EMI Calculator. All you need to do is enter your home loan details, including the loan amount, rate of interest, tenure, and processing fee. Click on the “calculate” button to check your EMI and processing fee.

This would be followed by an amortisation table giving you a complete breakdown your repayment schedule.

IDFC Bank Home Loan Eligibility Criteria

Age
  • 21 years to 60 years (salaried)
  • 23 years to 65 years (self-employed)
Type of EmploymentSalaried or self-employed
NationalityResident Indian
Work Experience (Salaried)Minimum of 2 years

Documents Required

  • Identity proof
  • Address proof
  • Age proof
  • Last 3 months’ salary slips
  • Last 2 years’ Income Tax Returns or Form 16
  • Last 6 months’ bank statements
  • Passport and Visa copies

With IDFC Bank, you have the option to choose from multiple home financing schemes. Read the fine print thoroughly before signing up.

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