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DBS Bank Home Loans Schemes

DBS Bank offers home loans to suit your specific needs at very affordable interest rates and repayment options. The housing loans offered by the bank come with a smooth approval process and automated repayment. There are no hidden charges and you can apply for a loan online.

  • Can be used for renovation of flats/houses.
  • Maximum loan amount of Rs.5 crore.
  • Maximum repayment of 240 EMIs (equated monthly instalments).
Interest Rate8.45% p.a. to 8.95% p.a.
Processing Fees0.25% to 1% of the sanctioned loan amount
  1. DBS Home Loan Against Property
    • Flexible repayment options
    • Loan for up to 65% of the value of the property
    Interest Rate9.30% p.a. to 9.7% p.a.
    Processing Fees0.25% to 1% of the sanctioned loan amount

DBS Bank Home Loan EMI Calculator

If you want to know what your EMI will work out to be before applying for a home loan, you can check the same using a home loan EMI calculator. Knowing what will go out of your bank account each month will help you better manage your finances and also plan better. You can use the Home Loan EMI Calculator to compute the same.

To calculate your EMI, you need to enter details about your total home loan amount, processing fee and the rate of interest. Once you choose the ‘Calculate’ option after entering all the above information, the EMI will be displayed. A detailed amortisation report will also be made available to understand the principal and interest components when it comes to your loan.

Documents Required for All Home Loan Applicants Under DBS Bank

  • ID proof documents.
  • Address proof documents.
  • Income proof documents.
  • Property documents – the applicant must be the owner of the property.

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