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IndusInd Bank Platinum Credit Card

IndusInd Bank Platinum Credit Card offers countless travel and lifestyle benefits, a comprehensive rewards programme, and other exciting features that make it suitable for people with all kinds of lifestyle requirements. Try it to enhance your experience of using credit cards.

IndusInd Bank Platinum Credit Card Key Highlights

  • Premium lifestyle privileges like gold lessons, concierge services, etc.
  • The best of travel privileges and fuel benefits.

Features and Benefits of the IndusInd Bank Platinum Credit Card

Golf privileges: As a privileged card member you can avail complimentary golf games and lessons exclusively conducted at leading golf clubs in Bengaluru, Ahmedabad, Chennai, Hyderabad, Delhi, Pune and Mumbai.

Travel benefits: Get complimentary membership to Priority Pass Program and enjoy access to over 600 airport lounges across the globe. The Travel Plus program provides special waivers on lounge usage charges outside India. You can avail the usage fee waiver up to 8 times in a year.

Complimentary concierge services: Through the 24x7 concierge services, the card provides a host of premium benefits such as pre-trip assistance, hotel reservation, flight booking, entertainment and sports booking, gift assistance, and others all with a single phone call.

Platinum auto assist service: To make sure your journey on the road is uninterrupted, IndusInd Bank provides various 24X7 on-road services at a simple phone call. You can avail roadside repair service, emergency fuel supply, battery service, flat tire service, and a host of other services.

Lifestyle benefits: IndusInd Bank in partnership with Bookmyshow offers free movie tickets for Platinum cardholders. Bookmyshow offers 'Buy one, get one free' movie ticket every month. You can avail up to 2 free movie tickets every month.

Fuel surcharge waiver: You can free yourself from surcharge charged on petrol purchases at fuel stations across India with IndusInd Bank's surcharge waiver facility. The 1% surcharge waiver is applicable on all the fuel transactions worth between Rs.400 and Rs.4,000.

Zero liability on lost or stolen card: With the 'Total Protect' program, IndusInd Bank provides complete protection against any unauthorised transactions that happen in case of loss or stolen card. The insurance covers up to 48 days prior to loss reporting.

Personal air accident insurance: Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card.

Credit limit on the IndusInd Bank Platinum Credit Card

Your credit limit on the Platinum Credit Card would be decided by IndusInd Bank based on several parameters like your income, credit history, repaying capacity, etc. The same would be communicated to you at the time of issuance of the card.

Reward Points on the IndusInd Bank Platinum Credit Card

  • On every Rs.150 spent on the card, you earn 1.5 reward points.
  • The reward points are offered on all types of spends except fuel transactions.

IndusInd Bank Platinum Credit Card Reward Points Redemption

  • The accrued reward points can be redeemed for gift vouchers from Indus Moments, Airline Miles and cash credit.
  • Visit the IndusInd Bank Platinum Card page to redeem the reward points.

Fees and Charges of IndusInd Bank Platinum Credit Card

Type of FeeAmount (Rs.)
Joining feeNIL
Annual feeNIL
Interest charge3.83% per month
Cash withdrawal charges2.5% of the withdrawal amount or Rs.300, whichever is higher
Add-on credit card feeNIL
Late payment charges

For outstanding balance up to Rs.100 - NIL

For Rs.101 to Rs.500 - Rs.100

For Rs.501 to Rs.Rs.1,000 - Rs.350

For Rs.1,001 to Rs.10,000 - Rs.550

Above Rs.10,000 - Rs.700

Over limit charges2.5% of the over limit amount subject to a minimum of Rs.500
Cheque return or bounce chargesRs.250 per return
Foreign currency mark-up fee3.5%
Cash payment fee (over the counter)Rs.100
Re-issue of lost or stolen cardRs.100
Duplicate statement request chargeRs.100 per statement (beyond last 3 months)

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